Job Description

Finance Analyst

Coinflow is seeking a Finance Analyst to join our finance team and help run the financial engine behind a fast-scaling payments company. Coinflow moves money for merchants around the world, so cash, liquidity, and pricing sit at the center of the business. As our Finance Analyst, you'll be the operating engine of a small, high-ownership team. You will keep our liquidity positions funded and forecast, produce the merchant and partner reporting our customers depend on, build the models behind pricing and projections, and turn the numbers into the decks leadership and the board use to make decisions.

This is a launchpad role for someone early in their career who wants exposure across treasury, FP&A, and strategy, and who wants to help build how a modern fintech finance function runs from the ground up.

Key Responsibilities:

• Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model
• Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views
• Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them
• Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning
• Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows

Required Qualifications:

• 1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company
• Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch
• Ability to turn analysis into clear, concise slides for leadership
• Strong attention to detail and comfort reconciling data across multiple sources
• High ownership: you finish what you start without being chased
• Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard
• Bachelor's degree in Finance, Accounting, Economics, or a related field

Preferred Qualifications:

• Experience in payments, fintech, or financial services
• Familiarity with interchange, processor fees, or merchant pricing
• Exposure to treasury operations, cash management, or AR/AP SQL or other data skills
• Interest in stablecoins, crypto, or alternative payment rails

What We Offer:

• Competitive compensation including base salary, performance bonus, and meaningful ownership
• Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech
• Direct work with finance leadership and visibility into board-level decisions
• Collaborative and innovative work environment with world-class investors

The base salary range for this role is $90,000 - $115,000 USD. The actual base salary offered depends on a variety of factors, including but not limited to experience, education, skills, qualifications and business needs.

In addition, the employee who fills this role will be eligible for an equity grant, allowing you to share in the long-term success of the company. You will also have access to a wide array of benefits, including health and wellness benefits, 401(k) savings plan, and flexible time off.

Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.

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